Tag: spending habits

Let’s be honest, in this day and age, people can use all the education possible on how to manage credit cards responsibly. Bank cards are a huge liability that can wreak havoc on your finances. Read the following tips to learn how to properly utilize your credit responsibly and what to avoid.

Only inquire in regards to opening a retail credit card if you are serious about shopping at the store regularly. Every application for a credit card is recorded on your credit file, this action is recorded. Too many retail store inquiries on your credit score.

Do not make …