While cash is not going away anytime soon, charge cards represent the future of your money exchanging. As banks are steadily increasing their fees for using debit cards and having regular accounts, credit cards are becoming even more popular. Keep reading to determine how credit cards wisely.
Do not close credit card accounts before you understand the impact it may have.
Pay your credit card bill each month if you can afford it. In an ideal situation, you shouldn’t carry a balance on your credit card, and are completely paid off before the next billing cycle starts.